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• Safe Deposit Boxes
• Escrow Services
• Wire Transfers
• Night Depository
• Bank by mail
• Debit Card
• Credit Card
• Direct Deposit
• Overdraft Protection - Sweep & Check Line
• Individual Retirement Accounts (IRA’s)
• Automatic Loan Payment and Transferring between accounts
• U.S. Savings Bond Purchases and Redemptions
• Fax and Photocopy Services
• Cashier checks and Money Orders
  
  CHECKING ACCOUNTS:
  
  Regular Checking
• No minimum balance required
• No monthly service charge or per check charge
• 50 free checks for new accounts
• Canceled checks returned
• Free direct deposits
• Free Check Card or ATM Card
• Free checks for Senior Citizens (in certain styles only)
• Check Line overdraft protection available

Super Now Account

• Earns competitive interest rate
• $10.00 service charge if average daily balance goes below $1,000.00
• Unlimited checks per month
• Free Check Card or ATM Card
  
  Money Market Account
• Earns competitive interest rate
• 10.00 service charge if average daily balance goes below $1,000.00
•  Limited number of transactions per month
•  Minimum transaction increments of $500.00
  
  
  SAVINGS ACCOUNT:
  Passbook Savings Account
• This account makes it easy to start saving because there is no minimum balance, no service charges and no early withdrawal penalty. Variable interest is paid monthly or quarterly.
   
• CD
  Certificates of Deposit are available from 91 days to 36 months. Call for current rates
  
  IRA
  Individual Retirement Account - IRA
  Plan now to save for your future financial security with an IRA. There are no annual or start up fees. Interest paid semiannually on these Savings type IRA’s.
• Traditional
• Roth
• SEP
• Coverdell Education Savings Account