Job Title: Entry-Level Ag Lender (Recent Graduates Encouraged to Apply) 

Company Overview: 
Established in 1903, The First State Bank of Malta has been a cornerstone of financial stability and community support in Phillips County, Montana for over a century. Located in scenic Malta, Montana, we combine a strong legacy with modern banking technology to serve our customers with integrity, innovation, and a commitment to our community. 

Position Overview: 
Are you a recent graduate looking to launch a career in banking, finance, or business? We are seeking a motivated and customer-focused Entry-Level Ag Lender to join our team. This role is designed for individuals eager to build foundational skills in credit analysis, relationship management, and community banking. 

You’ll work closely with experienced lenders and leadership, gaining hands-on training in evaluating loan applications, understanding financial statements, and helping local businesses and individuals succeed. If you’re analytical, people-oriented, and ready to grow, this is an excellent opportunity to start your career. 

Salary Range: $50,000–$80,000 (based on education, skills, and relevant experience)

Benefits: Employer-paid health insurance for employees | 50% employer contribution toward health insurance for spouse and dependents | Pension plan eligibility after one year of service | Paid time off (PTO) | All federal holidays off

What You’ll Do (Training Provided):

• Learn how to conduct customer conversations to understand financial needs and goals
• Assist in preparing and analyzing loan requests using industry tools (including Moody’s Analytics)
• Support senior lenders in evaluating creditworthiness, including reviewing financial statements and cash flow
• Help prepare loan presentations and recommendations for internal review
• Participate in loan committee discussions to build decision-making skills
• Maintain relationships with customers and provide ongoing support throughout the loan process
• Accompany experienced lenders on site visits to learn about collateral evaluation and local industries
• Get involved in community events and local organizations to build relationships and understand regional economic needs

What We’re Looking For:

• Bachelor’s degree in Finance, Economics, Business, Agriculture, or a related field (recent grads encouraged to apply
• Agricultural experience considered in lieu of education
• Strong interest in banking, lending, or financial services
• Basic understanding of financial concepts (coursework counts!)
• Analytical mindset with attention to detail
• Strong communication skills and a willingness to learn
• Ability to work both independently and as part of a team
• Interest in rural communities, agriculture, or small business is a plus

Why Start Your Career With Us:

• Hands-on training and mentorship from experienced banking professionals
• Clear career development path within a stable, community-focused institution
• Opportunity to make a real impact in a local economy
• Competitive salary and full benefits, including healthcare and retirement plans
• A chance to live and work in Malta, Montana—a close-knit community with outstanding outdoor recreation 

Submit your resume and a brief cover letter explaining your interest in the role to bgalt@fsbmalta.com.
(Feel free to include academic projects, internships, or coursework that demonstrate your interest in finance or lending.)